Your September 2026 Horoscope for Capricorn
by Susan MillerWhen I purchased my apartment (a condo), I had no idea about the steps I would need to take. Friends can fill you in, or you can go to your financial advisor at the bank or your real estate broker for help. My broker never prepared me, and I was making my purchase completely alone. All he told me was that I would need more money than I thought. I will never forget his suggestion that I should have a “slush fund” of extra cash ready at the last minute for any extras that would come up at the signing table. He couldn’t tell me how much I’d need or what it would be for—but he turned out to be right. (The correct answer he should have given me has to do with money for property taxes paid initially up front.)
My aim was to put down as much money for a down payment as possible to keep the monthly mortgage contribution as low as possible. The building’s monthly common charges for the property would have to be layered on over that amount. (When you live in a high-rise building in NYC, you have to pay maintenance charges each month for the overall upkeep of the property.) If you buy a house in the suburbs, it would be wise to put aside an amount of money each month to pay for sudden emergencies, such as a broken boiler or a roof that needs fixing, as two examples.
My broker’s “slush fund” suggestion at the last minute terrified me. Somehow I pulled this purchase together, but it seemed more like a miracle of the loaves and fishes than a carefully planned process. (I am not a “go with the flow” person—I like to plan!) Looking back, I should have contacted my banker for advice. My broker was too laid back to give me a straight answer, but my financial advisor at my bank was more like me and could have been more articulate.
If you are ready to buy property, the September 26 full moon will be a good time to do so. It will also be a great time to move ahead to help a family member (near September 26 or in the five days that follow). At this full moon in your house of home and family, you will have exceptional support from Mars in your partnership house. Help may come from your banker, who would give you superb advice, or from your spouse (or ex-spouse) who would be able to contribute money. You will also have assistance from Pluto in your house of personal earnings and savings. Help will also come from Uranus in your daily work assignment sector, suggesting that a surprise influx of lucrative new business could show up if you are self-employed, which would give you the boost of extra money you may need. If you work for others, you could receive a raise or bonus just when you need it most.
