Sagittarius Horoscope for July 2020

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Your Horoscope by Susan Miller

This year has been a year like no other, and many people are focused on areas they might not normally be focused on. For you, your entire being has been centered on making money, managing money, and spending it wisely, and if you have enough money, how to smartly save and invest while you take care of those who depend on you. It’s a big job, so no wonder you’re nearly obsessed with this task.

The unusual part of all this is that as a Sagittarius, you are not a materialistic soul. You would rather think about philosophical concepts and ideas, politics, current events, culture, and literature. But these days, you are nearly forced to think about money.

For two years, you’ve been hosting eclipses in your two financial houses—your second house of earned income and your eighth house of other people’s money. After this month, you will be done with eclipses in Capricorn and Cancer. These two signs, found opposite one another on the horoscope wheel, govern your financial sectors, and the eclipses started arriving here every six months since July 2018.

Many of the swift monetary shifts you’ve experienced were due to this series of eclipses. Indeed, eclipses are the most dramatic tool the universe uses to create progress. They force us out of our comfort zone and push us, ready or not, into new situations.

We can’t blame all the financial changes you’ve been experiencing on eclipses. If we were to study your monetary condition in a forensic manner, we can trace the beginnings of your fierce determination to make more money back to 2008 when powerhouse Pluto first entered Capricorn, your second house of income, where he is set to stay until 2024. Pluto takes 248 years to circle the Sun, so it is obvious many people never get to experience Pluto in their second house of earned income. Think of him as a high-priced tutor who has many ways of teaching you to improve your financial status. Pluto’s job is to transform you from the inside out, the way a caterpillar becomes a butterfly.

Pluto activates your inner energy to complete the goal you’ve chosen in the house he is visiting. In this case, to become financially stable, and for some, to show that you can build wealth. I love stories on the news of the janitor or postman who becomes a millionaire through careful financial planning and investing. They are inspiring—having a nest egg is certainly a worthy goal. Leaving money to your children—a legacy—is another. You are the one sign about to prove that any goal is attainable with effort and focus.

Pluto moves slowly because he is on the outer reaches of deep space, on the precipice of our solar system. Spinning along the rim, Pluto is a super-power because he spends the longest time of any planet in each area of the horoscope he visits. (Astrologers don’t care if he is a dwarf planet or not—we know his strength.) Pluto has a way of taking away what you think you can’t possibly live without—until it’s gone. For that reason, Pluto is called the planet of transformation, for if you fall down in life, almost hitting bottom, Pluto is the one planet that can help you come back on your own terms. He does not give gifts or lucky breaks like his brother Jupiter is known to do. Pluto teaches you to harness your inner strength to rebound and conquer.

Although none of us want to have Pluto take away what we feel we can’t possibly live without, when he does subtract it, we have no choice but to find a way to get back on the horse again and rebuild our lives. (I used that phrase, “get back on the horse again,” to a young Chinese woman when I was in Beijing. She looked puzzled and asked, “Is this an American cowboy saying, to get on the horse again?” I laughed, thought about it, and said yes.) Find the cowboy inside you, bravely get on your horse, and get to live another day as you gallop forward.

Pluto first teaches you that you can survive, and being a massively important financial planet, he shows you how to thrive. After a Pluto visit, you are changed. He does not work quickly like Uranus, but much more slowly and gradually. You begin to rely on your intelligence, ingenuity, creativity, and resourcefulness. It’s there—and you can realize you can trust it and rely on it.

It looks like a wonderful project will come up as a result of the July 4-5 eclipse and bring you a tidy sum just when you need it. Or it may be that you’ll finish a big project, and it will become a landmark moment in your career.

In December 2017, taskmaster Saturn entered your second house of earned income too, joining Pluto. Saturn is still in this area of your chart, and over the past two years he has taught you the value of money. In a way you are getting a cosmic MBA (master’s degree). You learned to find ways to shop for expensive items at below retail, to cut waste, and to negotiate effectively for yourself. Saturn teaches through tough love.

You have had two titans of the solar system working with you over the past two-and-a-half years, so you certainly have been put through your paces. Still, if you think of where you were in the years prior to your training (before Pluto arrived in 2008 and before Saturn arrived in December 2017), you will see how much you’ve learned during their terms with you. When Saturn leaves, he will not be back to Capricorn until February 2047. That’s why his lessons have to be vivid, so you can remember all he taught you in the decades to come.

The universe must have become a little concerned that Saturn and Pluto were treating you too harshly, without relief, and you needed a little hope. That’s when the planet of good fortune, Jupiter, was also dispatched to Capricorn, your second house of earned income, in December 2019. Jupiter remains in Capricorn today to give you bursts of luck and to keep your optimism up. His presence is important, for Jupiter is your ruler, and a ruler’s job is to take good care of you and to watch out for your interests. Jupiter would normally be able to do his work more easily if Saturn weren’t orbiting right next to him, containing him to some degree, but he is in your money house, and you will feel his presence.

Saturn will leave your financial house on December 16, and Jupiter will leave on December 19 this year.

With three big planets squeezed into your income house, this is telling me how important generating more money is to you. Saturn is the planet that teaches us to work hard for what we want and to take on responsibility, because ultimately, what we achieve with Saturn is what makes us proudest of having accomplished in life. All that you you attain with Saturn you will get to keep a long time, possibly forever. You may have been building a business or saving for a house—Saturn often calls for sacrifice to reach for a higher goal, such as giving up vacations and dining out to save for a down payment on a house, as one of many possible examples. After you buy that house, you feel amazing, and it was worth the sacrifices to get it.

Now comes the full moon lunar eclipse in Capricorn on July 4-5 at 14 degrees. This is likely to cause you to see a change in your source of income, and often something is taken away to provide room for the new. You may have to give up one financial source to get another, and if you are self-employed, one client may leave, but that could open you up to find a better one. The eclipse is one of high contrast, with some problematic crosscurrents, along with one lovely beam from Uranus that is so good it might bring a near miracle. But let’s first look at Mars.

Mars is now in Aries, a good place for you, for Aries is a fire sign just like yours. Mars likes to be in Aries, for that is the sign he rules. That makes Mars strong now, so Mars will allow you to accomplish a lot. Mars is the productivity planet of the zodiac—he is the gasoline you put in your car. The ancient astrologers called Mars the timekeeper of the zodiac, for Mars has the remarkable ability to focus you squarely on the area of the chart he visits. Hosting Mars in any one area of your chart makes you feel like you have had 20 cups of coffee in a day—he motivates you and gets you going. He is usually in a hurry to get things done.

Mars is doing something unusual this year. Instead of staying in Aries for six weeks, Mars is about to stay for six months, until January 6, 2021. Yes, Mars will spend the entire second half of 2020 in your fifth house of truelove and romance. In one sense, this is great, for Mars will pep up your love life. The fifth house, where he will take up residence for such a long time, brings love, romance, leisure, vacations, sports, and pure fun. This is proof that the universe wants you to have time to enjoy yourself.

This same house rules pregnancy, birth, and the care of children. You may be extra-focused on your children if you have them, playing with them and interacting more to your delight, and perhaps get into the role of teacher if home schooling. Children may be home more in the second half of 2020, and if so, I imagine you will be doing more home schooling. (I expect the coronavirus to create a huge second wave to start on or near October 4, reaching a high point of illnesses near November 12 and continuing until mid-December. I see a possible treatment or vaccine by or near January 12, 2021. I know this may not make sense (January is a cold month in the Northern Hemisphere, and viruses like the cold), but this is what the math tells me. Jupiter and Pluto will no longer be in touch with each other after January 12.)

I will get back to Mars’ role with the coming lunar eclipse in a minute, but I want to mention that Mars will be retrograde from September 9 to November 13, the reason for Mars’ exceptionally long stay in Aries. During that time, if you are dating someone, you may waffle and wonder if the two of you should remain together. Mars retrograde is not a time to marry. If you are single, it is not a time to begin dating. Mars will start to slow down by the end of August.

Mars rules your creativity too, so you will be showing peak performance in July and most of August, and then again in December. A creative project may have various changes in direction from the client in September through November, but that is natural, so go with the flow.

Now I will show you how Mars in Aries fits into the July 4-5 eclipse in Capricorn. Aries does not blend well with Capricorn, and Mars, from your fifth house of love, children, and creativity, will be in harsh angle to both the Sun in your eighth house of other people’s money and the full moon eclipse in your second house of earned income. It may be that you will see a creative project go over budget, and you may opt to pay for all or part of those overages. During this time near July 4-5, you might need to ask the bank for a loan to cover expenses or put more charges than usual on your credit cards.

Another possibility is that a pregnancy might come up for you or your partner, and although you may want to have the baby, you will worry about the costs involved of having a child. Keep in mind that babies bring luck.

Speaking of luck, at the July 4-5 eclipse, Uranus, planet of unanticipated events, will reach out to Mercury, now based in Cancer, your eighth house of other people’s money. (When I said this month would be all about your finances, I was not kidding.) Uranus is based in your work-a-day assignment house, so it looks like a wonderful project will come up as a result of the eclipse and bring you a tidy sum just when you need it. Or it may be that you’ll finish a big project, and it will become a landmark moment in your career, for which you’ll receive a large fee or royalty—perhaps more than you expected.

Furthermore, Mercury is the natural ruler of your tenth house of fame and honors, so your career reputation should get a big boost at this eclipse in the first week of July. I feel someone from your past, or the seeds for a new project that you planted a while ago, will form all or part of your luck, and when news comes in through your window, it will be completely unexpected.

I say that it would be a project from some time ago that you had hoped to work on but had to back-burner it. Because Mercury is retrograde right now, Mercury started to retrograde June 17 and will go direct July 12, that project could suddenly come to life—Mercury retrograde is a good time to go back to it—but it would do best to wait to launch any new product, service, major film, or other project you finished until Mercury retrograde is over—leave a space of several days beyond July 12.

If you need to purchase something expensive, such as a car, computer, smart phone, refrigerator, or bedroom suite, as some examples, be sure to wait until mid-month, too. I would say July 16 could be a good day to shop.

Astrologers can see mathematically when a planet will be back to his strong, healthy self, and for Mercury, that will be July 26. Despite Mercury retrograde, I still feel this eclipse will give you a big boost to your professional reputation.

Here’s something vital to remember: Sometimes an eclipse does not deliver its news at the time it appears. Some deliver their big news one month to the day earlier (that would have been June 4-5) or one month to the day later (August 4-5), in each case plus or minus four days. Most eclipses do deliver their news on time, I would say 75% of them. Now there is one more possibility.

Watch July 22 when Mars will move over a point in the sky that matches the mathematical degree of the July 4-5 eclipse. The week of July 22 could be highly important not only for you, but for the United States too, as July 4 is the nation’s birthday.

By the way, Venus was retrograde from May 12 to June 24, so as you enter July, Venus is busy ramping up to her former strength. She will be fully back by August 6, but don’t let that concern you—every day Venus will be getting stronger. You might even be able to get your hair cut soon, which is a lovely, fun thing to look forward to, whether you are a guy or a girl. Venus rules your sixth house of work assignments, another sign you seem to be poised for more projects. As you see, as I build my case for you, I am finding layer upon layer of signals that things are looking up.

Your life certainly is bringing much change, but as a mutable, flexible sign, you are quite adaptable, and that is your secret of success. Last month, on June 5, we saw the first eclipse in the coming Sagittarius-Gemini series. You’ve not seen eclipses in your sign since 2011-2013. The June 5 full moon lunar eclipse in your sign was very emotional, for something was ending. If your birthday falls on December 7, plus or minus five days, you felt that eclipse quite directly. The same is true if you have Sagittarius rising 16 degrees. Your dreams may change now and become updated, and you may now see more clearly what you need to do to move forward. Often an eclipse in your sign causes a change in appearance, reflecting the deep changes going on within you.

Note: I wrote a great deal about that eclipse last month, so if you would like to see it, you can always access last month’s forecast on my app, Daily Horoscope AstrologyZone + More by Susan Miller (Apple, Google Play) in both the free and premium (paid subscriber) version. You’ll find it by swiping left. You can also see last month online, on, by looking at the bottom of every page of your forecast to the blue box that says View Previous Month.

Let’s turn to the new moon of July 20 now. This is not an eclipse, but it is a very strong new moon in Cancer, 28 degrees, and will light your eighth house of other people’s money. This is the second new moon in a row to light that financial house, again, indicating money is an important area of focus for you. Last month, that new moon solar eclipse on June 21 at zero degrees Cancer was fairly friendly, and that may have started the ball rolling.

After June 21, you may have applied for a mortgage or bank loan, or applied for a grant or government stimulus check. You may have received a commission, bonus, or insurance check, or been involved with taxes or a tax refund, college financial aid, student loans, an inheritance, severance, credit card statements, royalties, licensing fees, or venture capital and sponsorship. The areas listed are some examples of one topic that you might be thinking about after the July 20 new moon if none of these drew a spark after the June 21 new moon eclipse. A new moon starts a new trend that will be in place for six months.

This is a tough new moon because Saturn in Capricorn will aim his cannons directly at the tender new moon and Sun in your eighth house. As I mentioned before, Saturn is in your second house of earned income. Pluto is orbiting in lockstep with Saturn, so both are glaring across the sky at the new moon and Sun, and that’s a lot of planetary energy. It seems you will be dealing with a bossy, domineering person, possibly from the government or a credit card company, or a person who wants money from you and is not understanding that we are in the middle of a pandemic, and there is just so much you can do. This new moon is one of those rare tense ones.

The way to deal with it is to be realistic and practical. Tell yourself you can’t quite get out of paying this person, but if you don’t have the money, you will need to make a payment plan. In America, we are paying taxes on July 16 (moved from April 15), but what they are not saying is that for self-employed people, estimated tax is also owed on that same date, effectively causing you to have to possibly pay double the amount. You can only do what you can do, but what you must not do is avoid the situation but deal with it head on. Money will be coming to you, but money will be going out, too.

Alternatively, and I hope I am wrong about this, you might find that a partner or other person has been taking unauthorized money out of your business. Be eagle-eyed on all your finances to be sure no fraud takes place.

The bright spot is that Neptune and Jupiter will be in ideal sync almost all year, a rare aspect that will boost your creativity (especially if you are in a creative field), and Jupiter will see to it that you are well paid for your ideas and expressions. Neptune and Jupiter first met this year on a great day, February 20. These two planets will make another decisive harmonious aspect on July 27, but both will be weak in retrograde at the time, but stronger help is coming. Neptune and Jupiter will meet again on October 12, and both will be in direct, powerful orbit. After that, these two golden planets will spin off and go their separate ways. While Jupiter and Neptune are in such harmony, keep working on your craft, and your effort will pay off handsomely.

Neptune, the planet of the arts, now based in your home sector, will be beaming his silvery rays to the July 20 new moon and Sun. If you are hoping to get a home improvement loan, things look good for approval. If you are decorating or renovating, you’ve chosen a perfect time to do so.

Dear Sagittarius, you have quite a bit going on!

Please Note: On October 1, 2020, there is a full moon in Aries 9º, not Aquarius 9º. We apologize for this error in our 2020 calendar.


You appear to be going through a transitionary period, for you had an eclipse last month on June 5 in Sagittarius, and if your birthday falls near December 7, you may have seen changes, or you soon will. That was a full moon lunar eclipse, so you may have seen a relationship or dearly important project reach a culmination. You may be happy or not happy about the news, but if you were born at the start of December, you would not be neutral or apathetic—you were stirred by events.

Money is also very much on your mind, a meditation triggered by the new moon solar eclipse in Cancer last month on June 21. Now, with this month’s full moon eclipse on July 4-5 in Capricorn, more financial considerations will be brought up. If you or your partner are out of work, you seem strongly determined to find a job to make money. If you are still in the workforce, you want to be better compensated for your efforts. There can be many different reasons for your fierce focus on raising your income of course, but nevertheless, finding a source of new income is driving you forward. The calls you received after the June 21 eclipse last month are likely to be among the best offers you will get. Look at your phone log at the calls that came in just after that eclipse arrived.

The July 4-5 full moon lunar eclipse may bring news of a check that was due you but was delayed. That check might represent a fee or bonus, a commission, or royalty you earned, as some examples. It might also represent a stimulus or unemployment insurance check from your government that you applied for recently. Jupiter, your ruler, is protecting you from your second house of earned income, so if you applied for a loan or other money to cover expenses during the global health crisis, you are likely to get news that you have been approved.

Next comes the new moon of July 20 in Cancer, but it will be tricky. The Sun and new moon will again be lighting the financial areas of your life, but that Sun and new moon will be in a tug of war with Pluto and Saturn. This suggests that there are strings attached to the money you are being given. If you are getting a loan, the terms might be stringent—so much so that you may wonder if you should take the money. Avoid credit card advances, though. Talk to your bank, and even if their rates are high, they’ll be better than using your credit card. If you are offered a job in the days that follow this new moon of July 20, you will work very hard for the salary, and although the opportunity on the surface will seem generous, the problem is that after you take the job and see how much work is involved, you may regret not asking for a better deal.

Take the job if you like the duties you would be required to do, but negotiate as much salary and company benefits as you can. The world is going through hard times, so don’t be disappointed if your current or prospective company cannot match the salary and benefits you hope for. Having a job is better than not having one—we all are doing the best we can. If you are eager, diligent, and work smart and creatively, you will rise through the ranks, for you will be the type of person employers pray to find and reward when they do.

Life won’t be entirely about money—Mars has just moved into your fifth house of truelove and could actually allow you to meet someone intriguing, even during a pandemic. You might be introduced through a friend, or you could work together on an artistic project. If you are attached to someone, get ready for a bit of a rollercoaster period with emotions running hot and cold, and everything in between. Mars is a sexy planet and will spend not the usual six weeks in your house of truelove but six months, until January 6, 2021.

The reason for the uneven course you will likely enter now is that Mars will start out moving direct, but from September 9 to November 13 will go retrograde. During the retrograde period is when you will review how you feel and make course corrections if necessary. It’s a wild ride in a wild year. If your friends have been saying the person you are dating is trouble, you may finally see the light. However, that’s not necessarily how things will work out. Only you can say if your relationship is steady, loving, and fun, and if there is a true future between you.

If you hope for a baby, Mars may summon the stork for you or bring a baby to a close member of your family. Mars is a fire sign like yours, so from now until January 6, enjoy the ride.

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