A Note from Susan Miller
In this letter, I have written a free essay, below, called An Introduction to 2019 to give you an exciting overview of the coming year. There are lots of new trends that will offer this year a new look and feel, and I knew you would want to be filled in on those interesting details. It certainly will be a more productive year than 2018, and I will show you why in a moment.
Before you read my essay on the Year Ahead 2019 found below, I want you to know I am doing two free events in New York in January and one special keynote at the New Life Expo in Deerfield FL, near Boca Raton, on Saturday, February 2. Please come—I want to meet you!
Your Horoscope by Susan Miller
As a Gemini, you are not considered a materialistic person, but this month, with half the solar system crowded into your eighth house, you seem consumed with money management. You might be thinking about the wisest way to set up a savings or investment plan that will allow you to reach a financial goal by year’s end. If you are getting married, you may be talking about how you both want to handle credit cards and other household finances that will need to be paid in the future. You may also want to decide whether to file your taxes jointly or separately.
You might be reviewing insurance policies for all kinds of contingencies, such as renter or homeowner’s insurance, health insurance, car insurance—there are many kinds you need to be aware of. To help make your decision, you might enlist a financial adviser or insurance broker. While you are reviewing your insurance needs, you might also be looking at those recurring costs on your credit card statements, say for your Internet or TV viewing, that you might not need anymore.
If you have your own business, you might be interested in finding contingency funds to bridge you when others don’t wire promised payment in a timely manner. In those cases, it may be calming to have a line of credit set up that you can pay back once you are sent the money. If you are setting up your own business, you may be asking family for financial help. If you have a large, ongoing business of your own, you may be seeking venture capital or an angel investor, or you might even be setting up an IPO. If you are a writer, you may be seeking funding to make your movie. If you plan to look for money, your timing will be good in early January.
You may be determined to prepare your tax return early this year, an admirable goal, and when you do, keep one thought in mind. You could be audited this year, or next year, and if so, the taxman is likely to include last year. I say this because you now have teacher Saturn in your eighth house of other people’s money. Choose a conservative accountant—someone who is cautious and takes no risks, for the probability of having your return audited now or next year will remain high. Be ready to defend any deductions that you take. Pluto is in your eighth house too, another indication of scrutiny. Astrology shows the influence, but you provide the outcome. If you have followed all the rules, you’ll have no need to be concerned.